GROUP BENEFITS + INSURANCE SOLUTIONS

One of Calgary's Leaders in Group Benefits and Placement of Insurance Risk

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Group Benefits and Insurance Specialist in Calgary

For over 25 years, Denise Higginson has delivered best in class client experience through her expertise in CREATIVE PLAN DESIGN, SELF FUNDING OPTIONS and LEADING-EDGE PRODUCTS. Denise leads a team of well trained, customer-focused professionals mandated to understanding the client's core values and objectives for the purpose of delivering a custom suite of products and services aligned with the organization's objectives.

Our Services

Group and Employee Benefits Calgary

Group and Employee Benefits Calgary

Commercial Group and Employee Benefits Human capital is a business’s most vital and valuable asset. Therefore, effectively retaining employees is critical to the ultimate success of any organization. One way to accomplish this is by offering cost-effective, comprehensive group benefits and retirement insurance coverage options.  Providing your Calgary workforce with attractive and valuable employee insurance will ensure that you’re attracting top candidates and retaining them in our…

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Retirement Saving Plans Calgary

Retirement Saving Plans Calgary

Commercial Retirement Saving Plans, Personal Retirement Saving Plans RRSP is a registered retirement savings account registered with the federal government. It could be a complementary pension plan or act as an alternative to a traditional pension plan. By having a group RRSP option in an employee benefits program, employees are able to receive benefits such as additional yearly tax deductions. A RRSP is definitely a valuable option to have as it can greatly contribute to talent…

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Key Man and Buy-Sell Shareholder Insurance Calgary

Key Man and Buy-Sell Shareholder Insurance Calgary

Commercial Key Man and Buy-Sell Insurance We highly advise that our clients have Key Man Insurance and Buy-Sell Shareholder Insurance. These two insurance products are vital as they are extremely important to an organization’s overall succession plan. Key Man Insurance For many businesses, there is a key person who is most responsible and accountable for the life of the business, either through generating the majority of profits or the person has an impeccable skill set that is core…

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Private Health and Dental Plans Calgary

Private Health and Dental Plans Calgary

Personal Private Health and Dental Plans  We all need the occasional health check-up and many of us need to purchase medications. Depending on your drug, dental and supplementary health needs (such as vision and chiropractic) we can provide you with the most cost-effective option to cover those expenses for you and your family. Whether you are interested in Alberta Blue Cross health insurance or another provider, we will ensure you have the perfect plan for you. Please feel free to…

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After the birth of my first child I knew I needed a plan that would protect my family if something ever happened to me. Denise Higginson helped me find an affordable, comprehensive Life Insurance plan that fits my needs. I feel so much more secure knowing I have protection for my family and assets. Read More

After the birth of my first child I knew I needed a plan that would protect my family if something ever happened to me. Denise Higginson helped me find an affordable,. . . Read More

Rob Kenton

Denise Higginson found me a fantastic comprehensive Travel Insurance package for my four-month trip to Australia. The process was easy and it gave me peace-of-mind on my trip.

Denise Higginson found me a fantastic comprehensive Travel Insurance package for my four-month trip to Australia. The process was easy and it gave me peace-of-mind on my trip.

Samantha Thompson

Meet Our Team

Denise Higginson

Denise has 20+ years experience in the insurance industry with fifteen of those years specializing in group benefits at Renfrew Insurance.

Denise Higginson

VP, Employee Benefits

Tanya McKechnie, BBA

Tanya has 10 years of experience in Employee Benefits, Sales, Marketing & Human Resource Management.

Tanya McKechnie, BBA

Account Manager

Kim Spragg - B.Comm, GBA

Kim started with Renfrew in January 2010 and brings with her, seven years of experience in the group insurance industry.

Kim Spragg - B.Comm, GBA

Employee Benefits Analyst

YOU

Our clients are the foundation of our business!

YOU

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Contact

Questions? Comments? Call us today at 403.299.1290 or fill out the form below:

#300, 334 11th Ave SE
Calgary, Alberta
T2G 0Y2

403.299.1290

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